Please note:
DSP = Designated Service Provider
PMB = Prescribed Minimum Benefits
*For full details refer to the 2021 Bonitas Product Brochure.
Hospital network | N/A |
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Hospital Cover | Unlimited |
GP and specialist consultations
(Network doctors covered in full at the Bonitas Rate) |
Unlimited Specialist covered at 150% of the Bonitas rate. GP covered at 100% of the Bonitas Rate |
Blood tests and x-rays | Unlimited at 100% of the Bonitas Rate |
MRIs and CT scans |
R33 050 per family (In and out-of-hospital) (R1 500 co-payment per scan, except for PMB) |
Internal and external prostheses |
R58 110 for internal prosthesis per family. R58 110 for external prosthesis per family |
Internal nerve stimulators |
R174 600 per family |
Cochlear implants |
R292 900 per family |
Mental health hospitalisation |
R48 470 per family |
Sublimit of hospitalisation for mental health consultations per family
(In or out-of-hospital) |
R16 430 per family |
Take-home medicine |
R575 per hospital stay |
Physical rehabilitation |
R52 320 per family |
Alternatives to hospital (Hospice, step-down facilities) |
R17 450 per family |
Terminal care | Unlimited for oncology |
Cancer treatment
(Uses the Bonitas Oncology Network. 20% co-payment applies for use of a non-network provider) |
R618 500 per family. R245 400 of this can be used for specialised drugs (including biological drugs) |
Non-cancer specialised drugs
(Including biological drugs) |
N/A |
Kidney dialysis
(At DSP, 20% co-payment applies at a non-DSP) |
Unlimited at a DSP or 20% co-payment applies |
Organ transplants | Unlimited |
HIV/AIDS
(Subject to registration on the HIV/AIDS programme) |
Unlimited. You must register on the HIV/AIDS programme |
Co-payments for certain procedures (Refer to product brochure for details) | Co-payment applies for spinal surgery without DBC intervention. Co-payment applies for non-ICPS hip and knee replacements. Co-payment for cataract surgery at non-DSP |
Day-to-day benefit | Subject to available savings |
---|---|
GP benefit | Paid from savings |
GP consultations | Paid from available savings |
Specialist consultations | Paid from available savings |
X-rays and ultrasounds | R3 280 per beneficiary. R7 270 per family (Combined benefit) |
Blood tests | R3 280 per beneficiary. R7 270 per family (Combined benefit) |
Acute medicine (Formulary and Bonitas Pharmacy Network applies. 20% co-payment for non-network or non-formulary use) | Paid from available savings |
Over-the-counter medicine (Formulary and Bonitas Pharmacy Network applies. 20% co-payment for non-network or non-formulary use) | Paid from available savings |
Paramedical/Allied medical professionals (Such as occupational therapists and dieticians) | Paid from available savings |
General medical appliances | Paid from available savings |
Hearing aids | R17 810 per family, every 5 years (10% co-payment applies) |
Optometry (Once every 2 years) | R5 845 per family, every 2 years |
Refractive surgery | N/A |
Basic dentistry (Subject to dental management protocols) | R4 950 per family, per year. Covered at the Bonitas Dental Tariff |
Specialised dentistry (Subject to dental management protocols) | R5 960 per family, per year. Covered at the Bonitas Dental Tariff |
Chronic benefits (Subject to Managed Care Protocols) | 47 chronic conditions. R11 950 per beneficiary. R24 720 per family. Subject to use of DSP |
Contraceptives (Per family) | R1 660 at the DSP |
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International travel | You must register for this benefit prior to departure. Up to R10 million cover per family for medical emergencies when you travel outside South Africa |
Amniocentesis | 1 |
---|---|
Antenatal classes | R1 280 |
Antenatal consultations | 12 |
Postnatal consultations | 4 (1 can be used for a consultation with a lactation specialist) |
Private ward | N/A |
Ultrasound scan 2D | 2 |
Baby advice line | For children under 3 years |
---|---|
Congenital hypothyroidism screening | Infants under 1 month old |
GP consultations (Children between ages 2 and 12) |
N/A |
Hearing screening | Newborns, in or out-of-hospital |
Immunisations | According to the Expanded Programme on Immunisation in South Africa |
Paediatric consultations (Infants between ages 1 and 2) |
N/A |
Paediatric consultations (Infants under the age of 1) |
N/A |
Flu vaccine per beneficiary | 1 |
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HIV test per beneficiary | 1 |
Full lipogram (Every 5 years, for members aged 20 and over) | 1 |
Mammogram (Every 2 years, women over 40) | 1 |
Pap Smears (Every 3 years, women between ages 21-65) | 1 |
Pneumococcal vaccine (Every 5 years, members aged 65 and over) | 1 |
Prostate screening antigen test (Men between ages 45-69) | 1 |
Stool test for colon cancer (Members between ages 50-75) | 1 |
Bone density screening (Women aged 65 and men aged 70 and over) | 1 |
Wellness extender (Benefit includes: GP, biokineticist, dietician or physiotherapy consultation(s), a programme to stop smoking, blood tests or x-rays) | R1 810 per family. Consultations and treatment paid at 100% of the Bonitas Rate |
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Wellness screening (Blood pressure, glucose, cholesterol, body mass index and waist-to-hip ratio) | 1 per beneficiary |
Please note:
DSP = Designated Service Provider
PMB = Prescribed Minimum Benefits
*For full details refer to the 2021 Bonitas Product Brochure.