This cover is applicable where: the business operates a maximum of 20 rooms; the owner and/or manager lives on the insured premises (i.e. not necessarily in the same building but on the same property. |
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Our standard business solution provides cover for the following Please note: This solution is not limited to the below covered areas – additional cover can be provided if required. Speak to your intermediary for more information. Property damage Business interruption Vehicles liability Umbrella liability (top-up liability) Access to Europ Assistance, which offers you free medical advice, emergency medical transport, legal advice and a crisis line Automatic increase of the sum insured over long weekends, festivals and school holidays Trauma counselling for you and guests Compensation for your or your employees’ death |
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This section provides comprehensive cover for your buildings and their contents. |
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This covers vehicles such as motor cars, bakkies, buses, trucks, trailers, caravans, motorcycles and special type vehicles |
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Liability insurance provides you with cover if you or one of your employees damages someone else’s property or causes the death/injury of someone during the course of business. |
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Damage to your business as described in the property damage section may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for. |
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Liability insurance provides you with cover if you or one of your employees damages someone else’s property or causes the death/injury of someone during the course of business. |
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Santam’s insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs. |
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