Hospital cover
| Unlimited private hospital cover at any hospital | Yes |
|---|---|
| Full cover with a specialist we have a payment arrangement with | Yes |
| Specialists we don’t have a payment arrangement with | Covered up to 300% of the Discovery Health Rate |
| Other healthcare professionals | Covered up to 200% of the Discovery Health Rate |
Chronic illness cover
| Cover for 27 Chronic Disease List conditions (once approved) according to the Prescribed Minimum benefits | Yes |
|---|---|
| Cover for additional conditions (once approved) on our Additional Disease List | Yes |
| Full cover for approved Chronic Medicine on our medicine list | Yes |
Cancer cover
| We cover a set amount in full over a 12-month period. Costs above this amount attract a 20% co-payment | Up to R400 000 |
|---|---|
| Prescribed Minimum Benefit conditions are covered in full |
Extended Oncology Benefi
| You have extended cover in full for a defined list of cancers and treatments | Yes |
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Day-to-day cover
| Medical Savings Account: Percentage of your contribution that goes into an MSA | 25% |
|---|---|
| Day-to-day Extender Benefit pays for certain day-to-day benefits after the money in your MSA has run out and before you reach your Annual Threshold | Yes |
| Unlimited Above Threshold Benefit: Once your claims add up to your Annual Threshold | Yes |