Employee Benefit Cosultants > Listings > Health Squared > Health Squared – Cobalt

Health Squared – Cobalt

For the Main Member in 2021

Day-to-Day Benefit

The following services are covered from your Medical Savings Account (MSA) _{General Practitioner Consultations Specialist Consultations Conservative Dentistry Alternative Healthcare Services Radiology and Pathology Physiotherapy Speech Therapy and Audiology Additional Medication (Acute) Over-the-Counter Medication (OTC)}	Member: R18 408 Adult dependent: R17 820 Child dependent: R6 564
BenefitBooster _{Psychology and Psychiatry Advanced Dentistry (Includes cover for crowns, bridges, implants, dentures, periodontics and orthodontic) Optometry}	Annual Limits: M: R10 398 M+1: R12 635 M+2: R14 316 M+3: R17 442 M+4+: R19 567

Risk Benefit

Private hospitalisation	Unlimited at any private hospital Planned PMB’s: Network hospitals
Professional Fees	100% of Scheme Rate
Casualty \| Emergency Room Benefit	Trauma and PMB: Unlimited. Non-PMB: Subject to MSA
Maternity Benefit	Normal Delivery: 3 days and 2 nights Caesarean Section: 4 days and 3 nights
Antenatal Care	Maternity Programme Consultations (MSA) and 3x 2D scans (Risk) Antenatal classes: R570 (Risk)
Internal Prostheses	PMB: Unlimited Non-PMB: R81 520
Oncology	Unlimited. Subject to ICON protocols
Specialised Radiology: MRI and CT Scans	Unlimited PMB and trauma cover Non-PMB: R24 934
Emergency evacuation and Ambulance services	Netcare 911 100% of Scheme Rate Unlimited

Preventative Care Benefit

Preventative Care Benefit Subject to BenefitBooster _{Blood Pressure test Blood Sugar test Cholesterol test Body Mass Index Pap Smear Mammogram Screening}	Sub-limit: R2 795

Chronic Condition Benefit

PMB CDL Conditions	Unlimited
Additional Chronic Benefit _{Specified conditions}	Subject to MSA