Protect Your Biggest Asset
and Valued Possessions.
EBC compares top South African insurers to build a customized safety net for homes, apartments, and investment properties. Ensure you have the right cover at the most competitive premium.
Why Use EBC for Your Home Insurance?
The Independent Broker Advantage
Prevent Underinsurance
We ensure your home is insured for its current replacement value, not just its market value, preventing devastating shortfalls at claim stage.
Unbiased Comparison
We compare across South Africa's top insurers to find the most competitive premiums and comprehensive cover for your specific needs.
Expert Claims Assistance
We advocate for you when assessing damages, dealing with the insurers directly to ensure a fair and prompt settlement.
Types of Home Insurance Cover
Understanding the difference between your physical building and the possessions inside it.
Buildings / Homeowners
This covers the physical structure and permanent fixtures of your property. It protects against devastating events like fire, severe storm damage, burst geysers, or hidden underground water leaks.
Home Contents
This covers everything inside your house—imagine turning your home upside down and shaking it; whatever falls out is contents. This provides crucial protection against break-ins, fire damage, and destructive power surges.
All Risks / Portable
This covers the valuable items you frequently take out of the house, such as laptops, cellphones, jewelry, and cameras. Without this specific cover, these items are usually unprotected once they leave your front door.
Keep your cover aligned with your lifestyle changes.
Home Insurance Isn't "Set and Forget"
Your life changes, and your insurance needs to keep up. Failing to update your policy can lead to severe underinsurance when you need to claim.
You should contact EBC to update your policy when:
- Completing major home renovations, like redesigning bedrooms or adding an en-suite bathroom.
- Buying new high-value electronics, appliances, or expensive jewelry.
- Acquiring a secondary coastal property for short-term letting or holiday use.
How the EBC Quoting Process Works
Assess Your Needs
We evaluate your property and possessions to determine the exact level of cover required.
We Compare the Market
Our experts source and compare quotes from leading South African insurers.
You Secure Your Assets
Review your tailored options, select the best policy, and enjoy complete peace of mind.
Get Your Home Insurance Quote
Let EBC build the perfect safety net for your home. Fill out the form below to get started.
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