Grow Your Wealth.
Invest in Your Future.
Unit Trusts offer a flexible, transparent, and professionally managed way to grow your money. Whether you are saving for a deposit, your children's education, or building long-term wealth, we provide the expert advice to help you reach your goals.
The Basics
What is a Unit Trust?
A Unit Trust pools money from many investors to create a large fund. This fund is then invested by professional portfolio managers across various asset classes like shares, bonds, property, and cash, giving you access to markets that might otherwise be difficult to reach.
Instant Diversification
Your money is spread across dozens of different assets, reducing your overall risk compared to buying single shares.
Professional Management
Expert fund managers make the day-to-day investment decisions, analyzing markets to maximize your returns.
Highly Accessible
You can start investing with accessible monthly debit orders or a single lump sum, making wealth creation available to everyone.
Total Liquidity
Unlike retirement annuities, your money isn't locked away. You can access your funds within a few days if you need them.
Fund Categories
Explore Your Investment Options
There are hundreds of Unit Trusts available in South Africa. We help you select the right mix of funds based on your risk tolerance and investment time horizon.
Equity Funds (High Risk / High Reward)
Invested primarily in shares on the stock market. Best for long-term growth (5+ years) where you can ride out short-term market volatility.
Multi-Asset / Balanced Funds (Moderate Risk)
A mix of shares, bonds, property, and cash. The fund manager adjusts the asset allocation based on market conditions to balance growth and stability.
Income & Money Market Funds (Low Risk)
Invested in cash and short-term interest-bearing instruments. Ideal for preserving capital and earning a steady yield over the short term (1-3 years).
Offshore & Global Funds
Diversify your portfolio by investing in international markets, providing a hedge against the depreciation of the Rand.
The EBC Advantage
Choosing the right fund can be overwhelming. Our independent wealth advisors simplify the process.
Independent Fund Selection
We are not tied to a single asset manager. We research and select the top-performing funds from across the entire market, including Allan Gray, Coronation, Ninety One, and more.
Tailored Portfolio Construction
We don't use a 'one-size-fits-all' approach. We build a customized portfolio that perfectly matches your specific financial goals, time horizon, and risk appetite.
Ongoing Reviews & Rebalancing
Markets change, and so does your life. We provide ongoing reviews to ensure your investments remain on track and rebalance your portfolio when necessary.
Ready to start building wealth?
Whether you have a lump sum to invest or want to start a monthly debit order, our wealth advisors are ready to help you take the next step.
Expert, independent investment advice.