Flexible, Choice-Driven Healthcare with Momentum.
Momentum Medical Scheme focuses on allowing members to structure their cover to suit their pockets. Combined with their powerful rewards integration, you have the ultimate flexibility to make your healthcare budget work harder for you.
Why Choose Momentum?
Momentum empowers you with choices that directly impact your monthly premiums, offering unique financial flexibility in the medical aid space.
Customizable Networks
Choose your specific hospital and chronic provider networks to significantly lower your monthly contribution without compromising on the quality of care.
HealthSaver Account
A highly flexible, complementary account for additional medical expenses that seamlessly integrates with your plan and even allows for credit facilities.
Digital Health & Prevention
Enjoy free preventative care benefits and access to free virtual GP consultations directly through the intuitive Momentum app.
Plan Categories Overview
Momentum's unique structure allows you to find the perfect balance between premium cost and benefit richness across these specific series.
Extender Series
Comprehensive cover featuring extensive day-to-day benefits and a safety-net threshold for high claimers. It provides ultimate peace of mind for families or individuals needing extensive medical support.
Incentive Series
A flexible savings plan where members can choose a 10% co-payment rule to actively save on monthly premiums. Perfect for those who want to manage their day-to-day expenses while keeping costs down.
Custom Series
The ultimate in flexibility—this is solid hospital cover where the price is dictated entirely by the provider network you select. Great for healthy individuals who want to control their premium costs.
Evolve Series
A digital-first, highly affordable hospital plan aimed at younger, healthier individuals. It provides essential in-hospital cover combined with a modern, app-driven healthcare experience.
Ingwe Series
An income-based, entry-level network option that is highly popular with students and first-time earners. It offers affordable, structured access to private healthcare through a designated provider network.
Maximize Your Value with Multiply & HealthReturns
Momentum Multiply is a premier wellness and rewards programme that seamlessly integrates with your medical scheme. By being active and completing your standard health assessments, you don't just earn points—you earn physical cash back through HealthReturns.
These HealthReturns can be used directly to pay for your day-to-day medical expenses, effectively stretching your healthcare budget. Furthermore, Multiply members gain access to incredible partner discounts on travel, fitness, and everyday lifestyle purchases.
2026 Momentum Resources
Access the latest scheme brochures and contribution tables to review your flexible options in detail.
Hassle-Free Administration
We handle all the paperwork, applications, and scheme interactions on your behalf.
Unbiased Comparisons
We compare Momentum against other top schemes to ensure it's truly the best fit for your needs.
Dedicated Claims Assistance
If you ever have a dispute or complex claim, our team advocates for you.
Expert Guidance at No Extra Cost
Navigating medical aid options can be overwhelming, but EBC is here to help. As an independent brokerage, we provide clarity in a complex market.
We offer our expert advice, unbiased comparisons, and dedicated ongoing support at absolutely no extra cost to you. Your premium remains exactly the same whether you go direct or use our premium brokerage services.
Get Your Personalized Momentum Quote
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